Ready to Refinance – looking for a better deal?

If your Loan no longer suits your lifestyle or personal situation you could be wasting thousands of dollars a year on extra interest and fees.
You may be able to refinance and find a loan that is more appropriate for your needs, with better features and a competitive rate to match. If you feel your loan no longer matches your needs give us a call we may be able to help.
Key reasons for a review of your home loan:

Better affordability:

- A more competitive interest rate could reduce your monthly repayments. Rates and mortgage deals are constantly changing; a regular evaluation of your lending arrangements will keep you up to date with the current market.

Debt consolidation:

- Consolidating all of your debts could make repayments more manageable as well as cutting down repayments on higher interest debt – such as credit cards or personal loans.

Pay off your loan faster:

Changing your repayment options may enable you to pay off your mortgage earlier, potentially saving you thousands of dollars in interest repayments.

Flexibility:

- Your current lender may be slamming you with fees should you step outside your loan’s parameters. A new mortgage may give you better flexibility without the excessive costs

Lifestyle improvement:

You may be able to secure a new loan with features that would compliment your lifestyle – such as an offset account or a holiday period.

Potential Refinancing Pitfalls

Refinancing can incur costs so it’s important to make sure that you end up better off should you switch mortgages.
If you decide to refinance you may be hit with exit, entry or early termination fees. If you are unsure we can review your current mortgage to determine if any fees or charges will apply.